Provident Fund (PF) balance Check
Provident fund (PF) was a retirement scheme in which the government of India initiated and the employee along with the employer paid a certain percentage of the salary of the employee to the scheme. To make the contributions done diligently and on time as well as in making sure that the balance is moving as per the expectations, you should make a track of the PF balance. Luckily you can even check your PF balance or any other kind of balance on any other method as well that you need not even go to office.
- Check PF Balance: PF Balance is carried out in the EPFO Website.
Employees Provident Fund Organization (EPFO) offers a convenience where there is the ability to check one balance in their PF. Then this is the manner of doing it:
Step 1: Go to epfo official web site https://www.epfindia.gov.in
Step 2: Scroll down and search with the terms of our services. Only point the kind of information that would go Our Services and click on menu tab For Employees.
Step 3: Second, it is to click on the Member Passbook in the section of the services.
Step 4: The system will orient you on Member Portal. Check it with the help of your universal account number (UAN) and password.
Step 5: Login, and choose the Passbook. Here, the balance in your EPF will be mentioned. The deposits made by your employer and the contribution made by you and also the interest accrued can be seen.
- Check balance PF with the help of SMS
And even EPFO provides the SMS service to people who do not wish to login to portal and instead wish to do quick check. But to this to be possible you need to take care that you give your mobile number and align it with your UAN.
To begin with, one has to text 7738299899 in the following pattern:
Pzan e p zonh o g
This will leave your message of PF balance in the name of the mobile number. The speaking will be via typing a keyboard in English and you can change the language to the other one using the other code replacing ENG with that of the other lingual (e.g. ENG to HIN to speak Hindi).
- It is to be utilized in EPFO mobile app
The other remedy of EPFO is that it now also has its own mobile based solution named as m-EPF (OS: Android and iOS) that would assist the members to manage their provident fund.
Step 1: Downloading and installation of the m-EPF app will be possible in the Google play store or the Apple-app store.
Step 2: Go to the app, UAN and password log in.
Step 3: upon the logging in process you will find up to the account balance of your EPF and you will be able to track your contributions and even some of the other follow ups like withdrawal and advances.
- Check PF Balance Missed Call
EPFO has also made the facility of missed call which is simple to access in order to know PF balance. Of course, to avail of the offer one must require his/her UAN to be activated and, therefore connected with the Aadhaar number.
In order to get the name registered: 1. Direct the phone to 011-22901406 and provide your registered cell phone number.
Step 2: Within a matter of the few seconds, you will be able to get an SMS, where your EPF balance will be provided.
- To Check PF Balance Use Your Boss
You are not required to find it convenient to work digitally and in this aspect, you can always contact to your HR or the concerned personnel in the organization you are employed in and enquire about the balance of your PF. They are in a position to give you the balance or they can even give you on the know-how on how you can know the balance using the available resources.
Why should you have to check your PF Balance?
- Secures Contribution: With the checking of your balance, contribution becomes definite between you and your employer.
Growth of interest: The interest on your PF account will increase year by year. Checking your balance will put you in a position to be in a frame to reveal whether it is charging the interest at the right rate.
Retirement plan: The PF is a retirement plan on a long-term basis. The check-ups can also assist you to be more sensible in how you make your plans and when the time to retire comes, there will be no surprise on whether you will be in shape.
Withdrawal convenience:With a bank check you will be in position to help yourself in case of any emergency and you need to withdraw your balance in the PF so that you can be given time to ensure that everything is fine and that you will withdraw your cash-out successfully.
Final Thoughts
It is a common sense and a good thing to work out what you have saved in Provident Fund. Considering that we have categories of online as well as offline services, this will not be a problem to enable you to monitor your savings and as well be guaranteed that you have made the right move to give your savings in the right position. Whether you have used the facility of checking your balance using SMS type, EPFO site, mobile applications or any other means that is provided as a missed call service or anything, you still have to check your balance by the end of the day so that you know that the balance you now have is the one you need have to save your financial self to ensure the financial security.
