If you’re planning to buy or sell property in Maharashtra, chances are you’ll come across the term IGR Maharashtra. But what exactly is it, and why is it so important?
What is IGR Maharashtra?
IGR Maharashtra is also referred to as Inspector General of Registration, a government department of the Government of Maharashtra, whose job is to register documents like property sale, will, gift deeds, etc. and also to collect the stamp duty and complete the legal transfer of the property the official way.
Online Services Through IGR Maharashtra
Digitalization has streamlined registration for citizens via IGR Maharashtra. On their official website [https://igrmaharashtra.gov.in], you can:
- Compute Stamp Duty & Registration Charges
- Input registration appointment
- Verify the market value of property
- Obtain e-Search reports on property records
- Register property documents online through e-Step-in
- Use e-Registration** for specific documents such as Leave & License agreements
Stamp Duty & Registration Charges
Stamp duty constitutes a significant part of property dealings. Stamp duty in Maharashtra depends on place (urban limits or rural), property type, and gender of the purchaser. Typically:
- Stamp Duty: 5–6% of property price
- **Registration Fees: 1% (up to ₹30,000)
Government schemes provide women purchasers with a 1% concession in stamp duty.
Registration of Your Property
Following is a short overview of the process:
- Calculate stamp duty on IGR’s portal.
- Pay online registration fees and stamp duty through GRAS (Government Receipt Accounting System).
- Make an appointment at your nearby Sub-Registrar office.
- Go to the office with documents and undergo biometric verification.
- Obtain your registered document with a unique registration number.
Why Registration is Important?
- Legal evidence of ownership
- Avoids fraud and disputes
- Facilitates availing loans
- Mandatory under the Indian Registration Act, 1908
Smooth Experience Tips
- Check property title and ownership at all times using the e-Search tool.
- Seek advice from a lawyer before signing any property document.
- Double-check your stamp duty calculation.
- Carry all original documents and ID proof with you while registering.